Do I have to insure my domestic help against accidents?

Regular employment
Yes, you must take out accident insurance for your household; this insurance is compulsory in Switzerland.

The most important facts about accident insurance in brief:

• it is compulsory in Switzerland for all household employment,
• it protects you against the financial consequences of any work-related accidents suffered by your household help,
• it costs CHF 100 per year, regardless of the provider,
• it can be terminated at any time upon termination of employment, and
• it applies at the workplace and on the way to and from work.

We help you with the employment and insurance of your domestic help free of charge with our employment assistant Fairboss.ch .

Self-employed domestic helpers and cleaning companies
If your domestic help is self-employed or you book a cleaning company, you may not need to take out insurance. Discuss with your domestic help or cleaning company whether it is a recognised self-employment, which insurances are available and which you may still need to take out.