If your household helper does not work on a self-employed basis and bills you for the work performed, an employment relationship is deemed to exist between you and the household helper pursuant to Swiss law. You are therefore considered to be an employer and must take account of the associated rights and obligations.

The law stipulates the circumstances under which specific insurance coverage needs to be taken out. Make sure to clarify the issue of insurance cover and make this a fixed component of the contract between you and your household helper.